Education Loan Comparison

At Kenznow, we have put together important comparison aspects of availing education loans viz. the Interest Rate and Maximum loan provided. There are various subjective areas that education loan service provider consider before providing loans like University, Course opted, standing of Guarantor, Margin money and more.

Base Rate Derived Interest Rates

Bank / Institutions Indicative Interest Rate Maximum Education Loan

HDFC Credila
11.85% + Spread No Limit

InCred
11.75% + Spread Rs. 100 Lacs

Avanse
11.7% + Spread No Limit

*Loans above Rs.10 lacs

Spread based on Bank/Institutions policy.

MCLR Derived Interest Rates

Bank / Institutions Indicative Interest Rate Maximum Education Loan

State Bank of India
8.25% + 2.5% Rs. 150 Lacs

Bank of Baroda
8.50% + 1.25% Rs. 80 Lacs

Bank of India
8.55% + 2.5% Rs. 20 Lacs

Punjab National Bank
8.45% + 1.85% NA

*Loans above Rs.10 lacs.

MCLR based on Bank/Institutions policy.

MCLR considered is with a tenor of 1 year as on Aug 2018.

General disclaimer :At Kenznow, we strive to cover range of products and services to cater to the needs abroad, but we don’t cover every service provider or all products available in the market. We endeavour to provide relevant and correct information about product or services but in any case they are not recommendations from Kenznow. We request users to evaluate the services and products and make informed decisions based on the requirement that they have on hand and encourage users to interact with service providers for further disclosures.